Are you sure you are adequately covered?
With the threat of wildfires, PG&E outages and insurance companies cancelling policies in high risk areas – Have you asked yourself, how is my insurance coverage?
Did you know that if you did any home remodels, added a pool or backyard kitchen/fire pit and did not get your insurance reviewed after the improvements, you may not be covered for those upgrades?
With the New Year and people taking inventory of things to get done, now is a good time to reach out to your insurance agent and review your policy and options.
If you are looking to purchase a home, insurance is definitely something you want to bring to the forefront.
When making an offer, find out if the property is:
*IN A FLOOD ZONE*
*IN A HIGH RISK FIRE AREA*
*CLOSE TO A FAULT LINE*
All of these things can dramatically change the cost of your homeowners insurance.